Australia’s housing market is heating up

Sydney’s auction clearance rate jumped to 72% at the end of May, up from 62% the previous week. Clearance rates fluctuate week to week, but anything above 70% usually signals a strong seller’s market — and rising prices. Similar trends are playing out in other major cities too, especially Melbourne and Adelaide.

We’ve now seen two rate cuts by the RBA this year — one in February and another in May — bringing the cash rate down to 3.85%. With recent economic data coming in soft, markets are almost certain another cut is coming in July.

🎯 Thinking of buying? It might be time to act.

🛠 Thinking of selling? July might be the time to prep.

📌 Now’s a great time to explore your options — whether you’re buying, selling, or investing.

June 2025

Inflation at Its Lowest at 4.3%: Impact on Mortgage Rates

Good news! Australian inflation has come down from its peak from 8.4% a year ago to 4.3% as reported by the Australian Bureau of Statistics. But it remains above the RBA’s inflation target of 2–3%. 

Despite these inflationary challenges, positive factors like strong population growth, private and public investments, and a substantial pipeline of projects are expected to bolster economic growth. 

Many households are grappling with financial pressures stemming from elevated inflation and mortgage interest rates. 

The Australian Financial Review survey indicates 31 out of 40 economists don’t expect the RBA to raise the cash rate in February. This is in contrast to a previous survey where 21 out of 42 economists predicted a rate rise in November, which did indeed occur.

If the RBA believes that inflation is likely to decrease as forecasted, there may be more good news in store, as the RBA may be less aggressive with interest rate increases and may decide to hold rates steady instead.

January 2024

Sydney Property Market Update

Sydney's housing market, we saw a 0.9% growth in July, with a quarterly rise of 4.5% hint at a potential recovery where prices are currently on a rise. Yet, on an annual scale, there's a 2.1% dip. Interestingly, we're still 7.2% below the record high from January 2022. Prices are still not at their peak, and there might be opportunities to buy properties at a value compared to the highs of January 2022.

Core Logic: August 2023

Quarterly Australian Property Pulse

House prices in Sydney increased by 0.9% in July. Over the past three months, Sydney experienced the highest growth at 4.5%, compared to Brisbane's 4.2%. Both Adelaide and Perth saw a 3.2% rise. Surprisingly, Melbourne lagged behind with only a 2% growth.

Source: Core Logic Aug 2023

$4000 cash back when you refinance your home loan or investment home loan with a major bank

As living costs and interest rates continue to rise, it's crucial not to sit idle on your home loan payments. The interest on your home loan is one of your largest expenses.

For a limited time, there is $4000 cash back when you refinance your home loan or investment home loan with us. This move could be the solution to reducing your monthly outgoings and easing financial stress. Are you eligible? If you have a home loan of $250,000 or more, and an LVR of 80% or less, you could be! Please note that terms and conditions apply. Allow me to guide you through this process and together, we will review your home loan and devise a plan to minimise your expenses. * Eligible home loan of $250,000+ and up to 80% LVR. T&Cs apply.