All the tools you need
Here’s some useful calculators and tools to help you model your situation. To use them effectively, give me a call. I can figure out how much you can borrow, and the rates and lenders most appropriate for you.
How much can I borrow?
This simple borrowing calculator is most useful if you’re a first home buyer or for your first investment property.
The stamp duty pain when you purchase
Covers all Australian states & territories.
What will my repayments be?
For home owners, you’ll want to use the Principal and Interest calculator, and for investors, you may prefer Interest only.
Compare two loans
Gives you a quick comparison of two loans and how much you’ll save.
What’s my income tax?
Use this simple income tax calculator to check on the tax you’re paying on an annual basis. This also gives you your net income from your gross income.
Retired and want to redraw equity?
You could consider a reverse mortgage on your home. This is a product not many are familiar with and I’d recommend a call for me to explain it in more detail.
RBA Rate Indicator
A useful indicator reflecting market expectations of whether interest rates will go up or down. Take this with a grain of salt but I like to look at this as well as the Interest Rate Survey by Analysts before fixing rates.
Interest Rate Survey by Analysts
And what do analysts think about whether the RBA will cut, increase or leave interest rates on hold?